[House] My finances/money for Jul 2014

[Robin Lee Powell]

On Thu, Jul 10, 2014 at 01:28:10AM -0700, Robin Lee Powell wrote:
>   The one-time payments I subtracted out above are important to
>   exclude in terms of predicting future spend rate, but they still
>   count as mone I had to give out.  As such, my bank account is
>   getting rather thin; I have about $5,500 left, at a projected burn
>   rate of $1,900/month.

This has worked out almost exactly, if you exclude all the big stuff
from last month (RA's ticket, house payments).  Excluding all that,
I spent $1,944 last month.

My current estimate is that I run out of money in early October, but
see below about the house.

If we have no further surprises.

>   Until and unless RJ hears someone say "Yes, you will actually be
>   getting money from 911", I don't feel we can count on that to save
>   us.  It seems to me like this is the time to start considering
>   more serious options.
> 
>   Some options I've thought of; feel free to suggest:
> 
>     - RJ: Remember when I said that I might eventually ask you to
>       drop your good health insurance and take the free crap?  This
>       might be that time.  How much does your current health
>       insurance cost?  If it's like $100/month I don't much see the
>       point.

It is my understanding that RJ *cannot* in fact cancel his current
insurance and get on obamacare or whatever at this time because it's
not enrolment time.  RJ: you said you would work on this; what's the
status?

>     - Selling RJ's mom's house could give us some cash, but again
>       that only adds time.  On the plus side, that's actual cash and
>       not a loan, which is better.  This is turning out to be quite
>       difficult, however.

The good news is that we're *almost certainly* going to get $13k for
this in the next week or two.  I'll have to ponder how to maximize
that, but it should help a great deal.

-- 
http://intelligence.org/ :  Our last, best hope for a fantastic future.
.i ko na cpedu lo nu stidi vau loi jbopre .i dafsku lu na go'i li'u .e
lu go'i li'u .i ji'a go'i lu na'e go'i li'u .e lu go'i na'i li'u .e
lu no'e go'i li'u .e lu to'e go'i li'u .e lu lo mamta be do cu sofybakni li'u